Through one of our affiliates, Zip Reports provides a national name-based search, gathered and updated daily, which covers all types of commercial bankruptcies (Chapter 7, 11, 12 and 13.) Bankruptcy filings will appear in our public record database within 72 hours of filing. The Bankruptcy report can determine if a potential customer has become insolvent and may be a severe risk when extending credit. Utilizing bankruptcy information is critical in determining whether you will be able to recover any outstanding liabilities from the business in question.