The country will reopen sooner or later, and it will look far different when we become the “new normal.” More and more small businesses won’t be able to make a profit. Dominos will fall as the effects tumble into commercial real estate, residential real estate, schools, child care, and government. Restaurants As restaurants reopen in […]

It is estimated that coronavirus fraud has cost Americans more than $13 million, and it is rising. This comes from the US government. The US Federal Trade Commission has added up the costs of all of these scams. They are looking from those that started from the 1st of January to the current week. What […]

You would think that no one is looking to move right now what with the coronavirus issue, but people are. A RentCafe study in February (of course before all the “shelter in Place” edicts began) found that 59 percent of the people surveyed said they would move “as soon as I find an apartment.” Figure […]

A mini movement is afoot. It’s one step beyond the ban-the-box edict and known as “open hiring.” That means that people with “nontraditional” work histories can get hired, no questions asked, no employment application, no background check, just put your name on the list and wait for the call. Those include ex-convicts, the homeless, drug […]

In Texas, if a landlord rents to a convicted felon, he or she can be sued for negligence. No, so far it hasn’t happened, but certainly could. Granted the felony has to be one of the Sinister Seven: murder, kidnapping, trafficking in people, sex abuse, sex abuse of a child, promotion of prostitution, or aggravated […]

A Nationwide Insurance study found that 31 is the average age people begin saving for retirement. But will they ever be able to retire? Are most people in a position, or will they ever be in a position, to amass enough savings to retire? Saving for retirement is not even an option for many people. […]

“Wage growth has hit a wall,” economist Joseph Song, wrote in a report for Bank of America. Analysts had expected 4 percent growth but were taken aback at 3 percent and sometimes lower depending on an employee’s position. Overall, raises ended up just over 3 percent in August 2018, down from 3.4 percent in February […]

They don’t mean to, but things just happen to them. They aren’t conniving and deceitful, just unconscious. These are people who go through their lives making one bad decision after another, who have a black cloud that follows them around raining (or worse) on everything they try to do, and who wonder why they “never […]

They were 18 years old, got a free t-shirt, $5,000 in debt, and a 600 FICO score. Before the Credit CARD Act’s implementation in 2010 made them stop, credit card companies set up tables on college campuses and handed out credit cards along with free t-shirts and coupons for free food to college students. It […]

Cash is king, at least for $19.99. If $25 or less will bill buy it, chances are that’s what you’ll use, at least if you’re under 25 or over 45. A Federal Reserve study, “2018 Findings from the Diary of Consumer Payment Choice,” examined how people use cash and found that cash beats cards hands […]