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02
Jan
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They tried to think of everything. With dummied up bank records, tax records, employer and landlord references complete with phone numbers of friends, they created a history that showed them to be stable and responsible. But they forgot one thing: social media. Some 70 percent of employers use social media to screen applicants. Social media […]

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01
Nov
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They took a market served by check-cashing and payday loan stores and offered credit to their customers. Buy Now Pay Later (BNPL) began as a way to reach an underserved or ill-served $3.9 trillion credit market seen as a giant money-making opportunity. Making money hasn’t been part of the planned equation though. So far so […]

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03
Oct
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A boss I had once gave away his lies with a gulp in his throat immediately before and after the lie exited his mouth. Once I heard the gulp, I dismissed any and everything that had followed or preceded it. Our last landlord, the one we had 40-plus years ago, gave herself away with the […]

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05
Jul
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Warren Buffet said, “Be fearful when others are greedy, and be greedy when others are fearful.” In 2008, with other people’s fear in abundance, he bought $5 billion in “perpetual preferred shares in Goldman Sachs” that paid him 10 percent interest and had the option to buy additional Goldman Sachs shares. Goldman had the option […]

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02
May
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“There’s a sucker born every minute,” PT Barnum didn’t say it, and we might be suckers for believing that he did say it. Ryo Mac wrote, “It seems that everyone believes things a little too eagerly, especially if they want to believe it.” It was likely a banker named David Hannum from Syracuse, New York […]

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01
Apr
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Fraught with possibilities for fraud is information on the rental application of a gig worker, especially one type of gig worker. With their inability to provide much credible information, it can be difficult for us to be confident about their qualifications. Many exist in a kind of an employment shadow world on the edge of […]

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