Credit Archives - Zip ReportsZip Reports

Jul

Is Your Applicant Real?

Zip Reports

CPN, Credit Privacy Numbers, SCN, Secondary Credit Numbers

Credit, Hiring, Screening

They make it sound like the big, easy, legal fix. People can protect themselves from data thieves and maybe, just maybe create a new identity to start credit fresh. Maybe they have collections, a bankruptcy, collection agencies making threatening phone calls. This will stop all that harassment and make everything all better, they imply. They […]

Apr

A New Housing Market Crash?

Zip Reports

crash, credit score, HELOC, home loans, Housing, housing crash, mortgage

Credit, Home Loans, Housing, Loans, Mortgage

“The US housing market continues to represent a ticking time bomb not just for lender balance sheets, but for the entire economy,” warn William C. Wheaton, et al, in an article in the article “Rebalancing the US Housing Market: Two Proposals,” in Real Estate Finance. Why the concern and warning? One reason is the marked […]

Mar

The “Subprime” Car Loan and Its Effect on Landlords and Employers

Zip Reports

car credit, car loan, loans

Credit, General

“No credit? Bad credit? Pulse? 100 percent approved! Sign here and drive your new car home today.” What they don’t say is that the people who have no credit or bad credit qualify as “subprime,” that is a FICO score at or below 640, and they stand a 10 percent chance of having the lender […]

Archive for the ‘Credit’ Category

Is Your Applicant Real?

A New Housing Market Crash?

The “Subprime” Car Loan and Its Effect on Landlords and Employers

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