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Archive for the ‘Screening’ Category

05
Aug

You are careful about tenant selection and employee hiring.  Every applicant gets a thorough screening including a credit check, criminal background search and verification of all the information on the application.  In fact, you make sure the application is filled out completely when the applicant hands it to you, and if it isn’t, you hand […]

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05
Mar

Ms. Driver was mad. She drove an ambulance for the “We Really Care Ambulance Service,” (not the real company) and one day her supervisor asked her to write a report about an incident that involved a customer complaint. Ms. Driver (not her real name) asked for a union representative to be present when she wrote […]

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07
Feb

Experian, the credit rating company, published averages recently. They report that the average debt per household is $78,030. They also reported that the average Vantage Score, that number between 400 and 850 that shows how creditworthy someone is, is 751. But those tell almost none of the story. What we will look at here are […]

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05
Nov

You would think they would know better.  They employ 168,500 people, have 1091 stores, eight distribution centers, and 10 manufacturing facilities, all in the South.  But Publix Stores is paying $6.8 million to settle a class action suit because when they hired, they neglected to use a separate piece of paper. They have 11,000 stores […]

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05
Sep

Average isn’t always average, is it?  If we look at the overall credit card debt without regard to income, education, and age, the average credit card balance is $3,600.  But that’s only per person for resident U.S. adults.  That includes people who don’t have a credit card and who have a Social Security Number reports […]

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05
Aug

It’s called FICO 9.  That’s the descendant of FICOs 1 through 8, the credit scores spawned from the Fair Isaac Corporation, the credit-scoring company.  The FICO score, a number between 300 and 850 that many lenders use to judge the creditworthiness of prospective borrowers.  The higher the better for borrowers since a higher score can […]

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