full
border
https://zipreports.net/wp-content/themes/anya-installable-new/
https://zipreports.net/
#71b13c
style2

Archive for the ‘General’ Category

07
Feb
0 No comments

Experian, the credit rating company, published averages recently. They report that the average debt per household is $78,030. They also reported that the average Vantage Score, that number between 400 and 850 that shows how creditworthy someone is, is 751. But those tell almost none of the story. What we will look at here are […]

read more
07
Dec
0 No comments

An acquaintance of mine who works for IBM is expert at hacking. He told me about a time he and his wife were in a coffee shop with free WIFI and he bet her he could get into their system in 60 seconds. It took him about 15 seconds. He looked around the room and […]

read more
05
Nov
0 No comments

You would think they would know better.  They employ 168,500 people, have 1091 stores, eight distribution centers, and 10 manufacturing facilities, all in the South.  But Publix Stores is paying $6.8 million to settle a class action suit because when they hired, they neglected to use a separate piece of paper. They have 11,000 stores […]

read more
05
Oct
0 No comments

Danger lurks in what has become America’s credit jungle.  While the danger is an issue for all, it can be a huge concern for employers and landlords.  Here’s why. More than a third of people with a credit file, 35 percent, are in collection, some 77 million people with an average collection debt of $5,178 […]

read more
05
Sep
0 No comments

Average isn’t always average, is it?  If we look at the overall credit card debt without regard to income, education, and age, the average credit card balance is $3,600.  But that’s only per person for resident U.S. adults.  That includes people who don’t have a credit card and who have a Social Security Number reports […]

read more
05
Aug
0 No comments

It’s called FICO 9.  That’s the descendant of FICOs 1 through 8, the credit scores spawned from the Fair Isaac Corporation, the credit-scoring company.  The FICO score, a number between 300 and 850 that many lenders use to judge the creditworthiness of prospective borrowers.  The higher the better for borrowers since a higher score can […]

read more
05
Jul
0 No comments

“It’s not fair!” So goes the mantra of prospective employees and tenants who have been turned down for employment or renting because of poor credit.  Is it fair?  What I used to ask my children when they said that was “Why isn’t it fair?”  They stopped asking soon after that. Looking at the responses of […]

read more
05
Jun
0 No comments

The US Department of Labor offers the following statistics: 53% of all job applications contain inaccurate information. 49% of the 3,100 hiring managers surveyed had caught a job applicant fabricating some part of his/her resume. 34% of all application forms contain outright lies about experience, education, and ability to perform essential functions on the job. […]

read more
Recent Articles

FIND US ON FACEBOOK

paged
Loading posts...
link_magnifier
#5c5c5c
on
fadeInDown
loading
#5c5c5c
off
Back