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05
Aug
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You are careful about tenant selection and employee hiring.  Every applicant gets a thorough screening including a credit check, criminal background search and verification of all the information on the application.  In fact, you make sure the application is filled out completely when the applicant hands it to you, and if it isn’t, you hand […]

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05
Jul
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Occupancy rates stood at 95.3 percent in May 2015. Builders started 1.17 million new homes in June 2015 with a high percentage of those in apartment construction. In fact, multifamily construction has risen 28.6 percent and apartments 16.1 percent in June. Add to that that rents increasing some 16 percent over the last five years […]

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05
Jun
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To hear them tell it, it’s the most secure thing outside of Fort Knox.  We don’t have to worry about our credit card information being stolen once we have one of these. That’s the new, reformatted, updated-chip credit cards that are supposed to be in place by October of this year.  But are they as […]

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07
May
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What a deal! The ad on Craigslist says this landlord is renting a house that would normally rent for $2100 a month for just $1500! Where do you sign up? He seems like an honest, forthright guy. After all, he is on a mission in Africa and just wants to rent his house to a […]

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05
Mar
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Ms. Driver was mad. She drove an ambulance for the “We Really Care Ambulance Service,” (not the real company) and one day her supervisor asked her to write a report about an incident that involved a customer complaint. Ms. Driver (not her real name) asked for a union representative to be present when she wrote […]

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07
Feb
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Experian, the credit rating company, published averages recently. They report that the average debt per household is $78,030. They also reported that the average Vantage Score, that number between 400 and 850 that shows how creditworthy someone is, is 751. But those tell almost none of the story. What we will look at here are […]

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07
Dec
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An acquaintance of mine who works for IBM is expert at hacking. He told me about a time he and his wife were in a coffee shop with free WIFI and he bet her he could get into their system in 60 seconds. It took him about 15 seconds. He looked around the room and […]

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05
Nov
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You would think they would know better.  They employ 168,500 people, have 1091 stores, eight distribution centers, and 10 manufacturing facilities, all in the South.  But Publix Stores is paying $6.8 million to settle a class action suit because when they hired, they neglected to use a separate piece of paper. They have 11,000 stores […]

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05
Oct
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Danger lurks in what has become America’s credit jungle.  While the danger is an issue for all, it can be a huge concern for employers and landlords.  Here’s why. More than a third of people with a credit file, 35 percent, are in collection, some 77 million people with an average collection debt of $5,178 […]

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05
Sep
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Average isn’t always average, is it?  If we look at the overall credit card debt without regard to income, education, and age, the average credit card balance is $3,600.  But that’s only per person for resident U.S. adults.  That includes people who don’t have a credit card and who have a Social Security Number reports […]

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