You open the letter from the IRS, and it is the dreaded one. No, not that one, this one reads “You filed more than one tax return or someone has already filed using your information.” Whoa! You thought you did everything right. Chances are you did, well almost. You most likely have joined a not-too-exclusive […]

Pat’s son had been transferred from Hawaii to Chicago for a new position in his company. To get his home sold, he was interviewing Realtors to do the job for him.  He had interviewed two.  Pat asked my help in deciding which one was the better choice. I had done consulting for Pat before and […]

Cryptography (encryption) is as old as human written communication. Early Greeks used it to keep enemies from reading their battle plans as did the Romans. People have used various devices, which became more and more sophisticated as those who might intercept messages became more and more clever about breaking the cryptography. During the American Revolution, […]

To hear them tell it, it’s the most secure thing outside of Fort Knox.  We don’t have to worry about our credit card information being stolen once we have one of these. That’s the new, reformatted, updated-chip credit cards that are supposed to be in place by October of this year.  But are they as […]

What a deal! The ad on Craigslist says this landlord is renting a house that would normally rent for $2100 a month for just $1500! Where do you sign up? He seems like an honest, forthright guy. After all, he is on a mission in Africa and just wants to rent his house to a […]